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Personal Bankruptcy Archives

Dispelling common myths about bankruptcy

If you find yourself overwhelmed and completely suffocated with medical bills, credit card debt or utility bills you cannot pay, it is easy to feel hopeless, anxious and depressed all the time. The first thing you need to realize is you are not alone when it comes to dealing with debt, and you have options when it comes to a fresh financial start. Bankruptcy laws can be complicated and complex, and it is often tough to admit you need help, but not every fact you have heard about bankruptcy is true. For you to feel comfortable about filing for Chapter 7 or Chapter 13 bankruptcy, we have a few truths for you.

Bankruptcy and students loans

Out of all of the people who have participated in higher education over recent years, a significant percentage has left their educational institution with large amounts of student loan debt. In an ironic turn of events, some who have pursued education to ensure a way to provide for themselves and their loved ones have been unable to do so because of the cost of their education.

Consumer protections for creditor calls are about to get stronger

Being behind on your bills is an incredibly stressful experience. All the contact from creditors and collection agencies only makes things worse. While at first this contact might be seen as "friendly reminders," eventually it can turn into creditor harassment, and there are ways you can stop it.

50 Cent on the verge of resolving his bankruptcy

The enormously successful rapper who goes by the humble moniker "50 Cent" has reached a tentative settlement in his bankruptcy proceedings. The rapper has agreed to pay out $23.4 million to creditors in order to settle the debts at the center of his bankruptcy process. The rapper will make the debt payments with future earnings.

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