Chapter 7 Bankruptcy

Cincinnati, Ohio, Chapter 7 Bankruptcy Lawyer

A broad range of circumstances can lead to the need to consider filing for Chapter 7 bankruptcy protection. Medical bills, incapacity, credit cards, divorce and job loss are among the most common causes.

Often, factors combine to create financial stress. Job loss from Ohio's hard-hit economy or the loss of overtime income can occur just as mortgage interest rates reset, causing an unanticipated income/debt problem and challenges in meeting bill payment deadlines.

If you have questions regarding Chapter 7 bankruptcy or wish to file for Chapter 7 bankruptcy protection, the Rose Law Office can help. Our firm has helped over 12,000 Cincinnati-area individuals and businesses escape crippling debt problems through bankruptcy.

Is your household having trouble paying bills or paying for essential goods and services? Contact the Rose Law Office at 513-729-7196.

Chapter 7 bankruptcy is often referred to as the "fresh start" bankruptcy. Chapter 7 bankruptcy allows you to be freed of most or all unsecured debt by selling nonexempt property and using the proceeds to pay off debt. Unsecured debt that cannot be paid off is forgiven, often leaving the participant free of debt, except for unsecured debt which can include student loans, a home, or a car or truck.

Are your wages being garnished? Are you afraid your bank account may be seized, or your car repossessed? Chapter 7 bankruptcy provides an automatic stay, immediately halting creditors' attempts at seizing your property and attempting to collect debts.

Contact Us

If you have questions regarding Chapter 7 bankruptcy, debt relief and how attorney John Rose can help you, call us for a free initial consultation. We charge competitive fees, offer flexible payment schedules and are available for flexible appointments as needed. Our firm is easily located on the corner of 7th and Vine, and we also operate an office in Colerain for clients' convenience. To contact us, call 513-729-7196.