Stopping Creditor Harassment

Stop Creditor Harassment

Cincinnati, Ohio - Colerain, Ohio - Southwest Ohio - Hamilton County

While harassment by creditors is common, many forms of creditor harassment are illegal. Creditor harassment can include:

  • Calling too frequently and calling at work
  • Reporting false information to credit agencies
  • Using profanity
  • Impersonating law enforcement officials and other parties
  • Threatening arrest or imprisonment

Federal and state acts and legislation, including the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA), provide detailed limits on how far creditors can go to collect debts and include financial penalties for creditors who go too far.

If you are being harassed by creditors or if a creditor refuses to correct inaccuracies on your credit report, contact the law firm of the Rose Law Office.

Are creditors calling you daily? Are creditors calling you at work or talking to your neighbor or boss? You have rights. Contact the Rose Law Office at 513-729-7196.

Many creditor harassment techniques are illegal. For instance, third-party collectors cannot call before 8 a.m. or after 10 p.m., state that they are having you arrested, use profanity and call you at work if you have provided an alternate number. If creditors are violating collection and contact laws, an attorney can defend your rights.

A highly effective way to stop harassment is to file bankruptcy. Once your bankruptcy is filed and the court issues a case number, we can fax a letter to creditors and collection agencies. Harassment almost always stops immediately once faxes are received and we can prove that harassers have received notice of your bankruptcy protection status.

Contact Us

If you have questions regarding stopping creditor harassment, call lawyer John Rose for a free initial consultation. We charge competitive fees, offer flexible payment schedules and are available for flexible appointments as needed. Our firm is easily located on the corner of 7th and Vine, and we also operate an office in Colerain for clients' convenience. To contact us, call 513-729-7196.