Stopping Mortgage Foreclosures

Legal Help in Stopping Mortgage Foreclosures

Southwest Ohio - Cincinnati, Ohio - Colerain, Ohio - Hamilton County

The current real estate market certainly looks a lot different than it did in 2006. Real estate and home values have plunged, adjustable rate mortgages (ARMs) and subprime mortgages have reset to sometimes shockingly high rates, and refinancing, once an easy option, is increasingly difficult to arrange.

Mortgage foreclosures, consequently, have risen dramatically. There are now over 1 million individuals facing home foreclosure in the U.S. At the Rose Law Office, our goal is to prevent you from becoming one of them.

Do you face possible home foreclosure? Do you have questions regarding steps you can take to save your home? Contact the Rose Law Office at 513-729-7196 for answers.

There are numerous legal options available that can often be used to protect your home ownership rights, including:

  • Filing for Chapter 7 or Chapter 13 bankruptcy protection
  • Legal counseling regarding foreclosure and tax advantages
  • Negotiate with lenders regarding loan modifications, payment plans and deeds in lieu of foreclosure
  • Negotiate adjustable rate mortgage (ARM) resets

Retaining your home is usually an option under Chapter 7, and Chapter 13 is a highly effective way to halt home foreclosures and seizures. If you are being harassed by creditors or have questions regarding credit reporting, contact the law firm of the Rose Law Office.

As the mortgage crisis continues, lenders have become more willing to loan modifications and negotiate with borrowers. The participation of an experienced attorney can greatly increase pressure on lenders and lead to a successful loan modification.

Contact Us

If you have questions regarding stopping a mortgage foreclosure, the Rose Law Office can help you; call us for a free initial consultation. We charge competitive fees, offer flexible payment schedules and are available for flexible appointments as needed. Our firm is easily located on the corner of 7th and Vine, and we also operate an office in Colerain for clients' convenience. To contact a lawyer, call 513-729-7196.