Cincinnati Debt Relief Attorneys

If you are struggling with excessive debt, filing for bankruptcy may be the best option for putting your debt worries behind you. Bankruptcy discharges many types of debt, including common debts such as credit card debt, medical debt and tax debt.

At The Rose Law Office, our attorneys have extensive experience helping people file for Chapter 7 and Chapter 13 bankruptcy. We have resolved the debt problems of numerous clients from Cincinnati, Ohio, and throughout surrounding areas.

What Type Of Debt Are You Struggling With?

We represent clients struggling with all types of debt, including:

  • Credit card debt: Credit card debt is unsecured debt that is generally dischargeable in bankruptcy. Remember, however, that if you file for bankruptcy, recent credit card purchases may be scrutinized by the bankruptcy court.
  • Medical debt: Medical debt is also unsecured debt that is generally dischargeable in bankruptcy. Medical debt collectors are no less zealous in collection activities, even though the debtors are facing medical crises.
  • Mortgage debt: If you are in danger of losing your home to foreclosure, bankruptcy can stop the foreclosure process, giving you time to catch up on late payments or reorganize your debt. If you have decided that you no longer want to keep your home, bankruptcy will discharge any balance still owed on your mortgage.
  • Vehicle debt: Your vehicle can be seized after a single missed payment. Bankruptcy stops repossession and other debt collection activities.
  • Tax debt: Older tax debt may be dischargeable in bankruptcy, while newer tax debt is not. Visit the tax debt page for more information.
  • Cash advances and payday loans: These debts are dischargeable in bankruptcy, even though these lenders often tell borrowers otherwise.
  • Utility bill debt: Debts owed to gas and electric utility companies are dischargeable in bankruptcy.
  • Student loan debt: Student loan debt is only dischargeable in rare situations. However, filing for bankruptcy could help your overall debt situation, making it easier to keep up-to-date with your student loan payments.

Whatever type of debt problems you face, filing for Chapter 7 or Chapter 13 bankruptcy could help you put them behind you for good.

Contact Our Ohio Bankruptcy Lawyers

If you are struggling with debt and looking for a way out, our lawyers are here for you. Contact us today online or by telephone at 513-729-7196 to arrange a consultation with an experienced Cincinnati bankruptcy lawyer.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.