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April 2015 Archives

Many people are harassed for erroneous medical bills

Billing mistakes can sometimes result in Ohio residents being harassed by collection agencies for medical debt that they have already paid off. In addition to annoying phone calls, the mistake could show up on a person's credit report and lower their credit score. According to a study that was conducted by the Federal Trade Commission in 2012, 25 percent of consumers have at least one error on their credit report.

Research shows medical bills are filled with errors

Many people in Ohio who have medical debt could have some of that resolved by looking for billing errors. In 2013, hospital audits by Medicare led to the discovery that 49 percent of all medical bills had errors. Some medical centers only managed to send Medicare error-free bills about 20 percent of the time.

Many consumers now find bankruptcy too expensive

A new study suggests that many Ohio residents who have overwhelming debt are unable to file for bankruptcy because they cannot afford to do so. According to the authors of a study that was undertaken by economists at Columbia University and the Federal Reserve Bank of New York, bankruptcy reform legislation passed by Congress in 2005 has had a negative impact on many low-income families.

Possible changes ahead in medical debt collection

Residents of Ohio who are facing high medical bills may be interested to learn that the Consumer Financial Protection Bureau has been looking at how this type of debt is reported to credit agencies. The federal agency is being pressed by consumer groups to look further into the issue and has also assembled its own report on the topic, held a hearing and focused on it in a meeting of the Consumer Advisory Board.

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Cincinnati, Ohio 45202

Phone: 513-621-7902
Fax: 513-621-6402
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The Rose Law Office
6020 Cheviot Road
Colerain, OH 45247

Phone: 513-621-7902
Fax: 513-621-6402
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