If you find yourself overwhelmed and completely suffocated with medical bills, credit card debt or utility bills you cannot pay, it is easy to feel hopeless, anxious and depressed all the time. The first thing you need to realize is you are not alone when it comes to dealing with debt, and you have options when it comes to a fresh financial start. Bankruptcy laws can be complicated and complex, and it is often tough to admit you need help, but not every fact you have heard about bankruptcy is true. For you to feel comfortable about filing for Chapter 7 or Chapter 13 bankruptcy, we have a few truths for you.
