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Chapter 7 Archives

Big banks and university deals: concern over effect on students

Several years ago there was a big debate involving cigarette manufacturers. The issue was that many felt that the ads for the product were targeting younger generations, causing the adverse effect of getting them “hooked” for life – and a permanent revenue stream for the cigarette companies. There was even a major lawsuit that was filed over this issue.

Hospitals respond to collection laws that protect patients

We recently wrote about negotiating medical bills or shopping around for the best price before undergoing treatment. This can certainly help individuals avoid serious debt or at least proactively reduce the total amount of debt that they may face. However, medical debt is and often will still be incurred -- in most cases, without choice.

Negotiating medical bills difficult, but worth it

There's been much written and discussed lately with regard to the rising costs associated with obtaining health care in the United States. As politicians haggle over how best to control rising medical costs, Ohio residents are often left literally footing the, often astronomical, bill.

Former football coach sees his bankruptcy case come to a close

As we have often discussed on our Cincinnati bankruptcy blog, just about anyone can get into financial difficulty that could require filing for bankruptcy. Even people who live public lives by virtue of their professions can find themselves deep in debt and considering filing for bankruptcy under Chapter 13 or Chapter 7.

Study urges ability for some student loans to be discharged

As more and more people in Ohio have gone back to school in search of a career -- or a second or third career -- a lot of people have incurred large amounts of student loan debt. It is not unheard of for law school graduates, for example, to have more than $100,000 in outstanding student loan debt when they enter the workforce -- only to find that jobs in their area of expertise are hard to come by.

Bankruptcy decline might be painting a misleading portrait

Across the nation, bankruptcy filings have decreased. At the close of this year, it is expected that the number of filings will be 20 percent fewer than at the close of last year; experts predicting approximately 1 million total. In 2010, there were approximately 1.6 million total.

Ohio bankruptcy, including Chapter 7, down from last year

There is good news for some as Ohio begins to recover from the recent economic recession. According to a recent report, the number of filings for personal Chapter 7 or 13 bankruptcies have fallen over the past year. In fact, the numbers have fallen a full 21 percent since the same time last year.

Ohio Chapter 7 bankruptcy can come as a result of medical bills

There are many reasons that people in Ohio find that they need to file for a personal bankruptcy. These include the loss of jobs or divorce, but the vast majority comes as a result of medical bills. In such situations, people often review the available options, such as a Chapter 7 or 13 before filing.

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