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Posts tagged "personal debt"

Dispelling common myths about bankruptcy

If you find yourself overwhelmed and completely suffocated with medical bills, credit card debt or utility bills you cannot pay, it is easy to feel hopeless, anxious and depressed all the time. The first thing you need to realize is you are not alone when it comes to dealing with debt, and you have options when it comes to a fresh financial start. Bankruptcy laws can be complicated and complex, and it is often tough to admit you need help, but not every fact you have heard about bankruptcy is true. For you to feel comfortable about filing for Chapter 7 or Chapter 13 bankruptcy, we have a few truths for you.

Ohio lawmakers expected to vote on debt relief bill

When individuals face overwhelming debt, Chapter 7 bankruptcy protection provides a way out. Yet, sometimes those struggling with debt wwant to try other options first. Current debt settlement laws in Ohio prevent for-profit debt settlement firms from operating in the state by limiting the fees companies can charge for debt relief services. As a result, those facing overwhelming debt typically opt for bankruptcy or credit counseling from a non-profit organization.

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